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Free from The Retail Guru a list of current Business Reference Web sites:

Free Business Plan websites:

• My all time favourite is: www.cbsc.org/ibp this is an interactive business planner that allows you to create a stand alone Marketing, Operational, and Financial Plan and as Executive Summary. Easy to follow templates with a ‘tips and hints’ button that takes the guess work out of creating a business plan.
• TD Canada Trust – Business Planner @ www.tdcanadatrust.com/smallbusiness/windocs.jsp
• Small Business Knowledge Base @ www.bizmove.com one of the largest and most comprehensive resource of small business information with hundreds of guides and tools to help manage your business.

Canadian and Ontario Based Websites:

• Virtual Assistant Directory @ www.canadianvirtualassistant.com - Listing of virtual assistants from around the world.
• Canada Business Gateway: government services for entrepreneurs @ www.canadabusiness.gc.ca/gol/cbec/site.nsf providing information services directed towards small and mid sized businesses at the federal, territorial and provincial government levels.
• CanadaOne @ www.canadaone.com an online magazine, directory and resource for Canadian small business.
• CCH Business Owner's Toolkit @ www.toolkit.cch.com contains business check lists, advice and topics of interest for small business.
• City of Ottawa = Ville D'Ottawa @ www.ottawa.ca with neighbourhood demographics, statistics for Ottawa, licenses and permits, by-laws, economic development services, and more.
• Municipal requirements for starting a small business in Ontario. "Your Guide to Small Business" @ www.ontariocanada.com/ontcan/en/downloads/yourguide
/your_guide_small_business.pdf
• The Canada-Ontario Business Service Centre (COBSC) provides access to accurate, timely and relevant information on federal and provincial information @ www.cbsc.org/ontario
• Ontario Business Number and Business Name Registration: www.cra-arc.gc.ca - Business Name Search is $8.00 (per name search) @ www.mgs.gov.on.ca
• Revenue Canada: Income Tax @ www.ccra-adrc.gc.ca
• Retail Sales Tax (RST), must register with the Ministry of Finance (if you pay and charge RST) at 8%. Get a "Registration Certificate and Provincial Tax Number at the Ministry of Finance @ www.fin.gov.on.ca
• Canadian Intellectual Property Office (CIPO) @ http://cipo.gc.ca for Patents, Trademarks, Copyrights and Industrial Designs.
• Trade Mark Database Search @ http://strategis.ic.gc.ca
• GD Sourcing @ www.gdsourcing.com a reference point for free and low cost Canadian statistics for business available on-line.
• Or, Ontario Business Connects @ www.mgs.gov.on.ca
• WSIB: Workplace Safety and Insurance Board @ www.wsib.on.ca
• Tip: Business Sales Records Must be kept for six (6) years!
• Payroll deductions @ www.hrsdc.gc.ca
• Canada Pension Plan @ www.sdc.gc.ca must deduct: Employment Insurance, Canada Pension Plan and Income Tax sending these amounts as well as your company's contribution of C.P.P. and E.I. to: www.ccra-adrc.gc.ca
• Does your business require government permission to operate? Go to: Small Business Enterprise Centre (SBEC) www.ontario-canada.com Or the Canada-Ontario Business Service Centre @ www.cbsc.org or call: 1 800 567.2345
• Zoning questions go to: www.ontariocanada.com or www.cbsc.org
• E-Commerce: "E-Business Information Guide" @ www.cbsc.org
• Business Development of Canada (BDC) @ www.bdc.ca a source of valuable on-line E-Business information
• Human Resources: Industry Canada has a program called "Student Connection" University and College students provide on-site, hands-on, personalized internet training @ www.scp-ebb.com
• Hiring Employees: The Ministry of Labour @ www.labour.gov.on.ca
• Expanding into foreign markets? With Ontario Exports Inc., @ www.ontarioexportsinc.com and is a branch of the Ministry of Economic Development and Trade
• Assistance to youth starting a business: Young Entrepreneurs Association for people 35 and under @ www.yea.ca
• Canadian Youth Business Foundation (CYBF) 18-34 years of age for young entrepreneurs @ www.cybf.ca
• Women Entrepreneurs of Canada @ www.wec.ca
• International small business consortium @ www.isbc.com has business issues, marketing tips, discussion groups, and links to other business sites.
• Small and Home Based Business Library @ www.bizoffice.com/library.html this is a comprehensive business reference website.
• Enterweb @ www.enterweb.org/welcome.htm is an internet portal for small businesses. This includes links for small businesses, competitive intelligence, finance, etc.

General Retail Business Web sites:

• E-Newsletters to join to keep up on the latest trends in retail: www.trendwatching.com
• Entrepreneurship website @ www.entrepreneur.com contains 'How To' business guides, small business start-up kits, planning and writing business plans, etc.
• Executive Planet @ www.executiveplanet.com contains international business culture, customs and etiquette.
• Small business, home business ideas, advice, articles, information @ www.businessknowhow.com
• A small business guide to website promotion @ www.searchengineguide.com
• Small business - Wikipedia, the free encyclopedia @ www.en.wikipedia.org/wiki/small_business When they first start out, many small business owners under price their products to...

American small business websites:

• Small Business and Self-Employed One-Stop Resource @ www.irs.gov/businesses/small if you are considering starting a business, start here...
• US Government and Small Business: www.business.gov services and resources that can help you start, grow and succeed in business...
• United States small business administration: www.sba.gov
• United States Association for Small Business: www.usasbe.org
• USA Today: successful strategies for small business @ www.usatoday.com/money/smallbusiness/sbfront.htm
• National Business Incubation Association: www.nbia.org Business Incubators help emerging growth companies survive and grow during the start-up...
• America's Women's business Centre @ www.onlinewbc.gov offers information and expertise for women planning to own their own business.
• US Chamber of Commerce - Business Issues & Action: www.uschamber.com The US Chamber of Commerce is the world's largest business federation representing more than three million businesses and organizations of every size...
• VISA USA, Small Business & Merchants: www.usa.visa.com/business
• Bigstep - Small Business Facts: www.bigstep.com/company/small_business_facts.jhtml
• Welcome Business, Emerging Business offers hands-on ideas and information to help small business @ www.welcomebusiness.com
• Intellectual Property - US - Small Business @ www.uspto.gov/smallbusiness information for small businesses on protecting intellectual property through patents, copyrights and trademarks.
• Accion USA - Small Business Loans and Micro lending @ www.accionusa.org ACCIOS USA makes small business loans to businesses that lack the proper credit history to receive from traditional bank loans. Loan sizes range from $500 to...
• USA - Elaws - Employment laws assistance for workers and small businesses @ www.dol.gov/elaws department of Labor's interactive compliance assistance too. Interactive questions-and-answer format advisory for small businesses.

Websites on "How to Develop your Intuition" for business and personal applications:

• Camp Chesterfield is home to the Indiana Association of Spiritualists and was founded in 1886 as a Spiritualist Church. Spiritualism is the science, philosophy, and religion of continuous life based upon the demonstrated fact of communication by means of mediumship with those who live in the spirit world. www.campchesterfield.net
• The Universe is always speaking to us. Come and find out how to listen, understand and communicate. Open your intuition and expand your inner vision through courses and activities that will bring out your true spirit. www.spiritquest.ca
• The ASD holds its annual National Convention in Vermont. The annual convention first took place in Danville, Vermont, where the headquarters are, and when it grew too large for Danville the convention moved to Lyndon State College in Lyndonville. It used to take place in August and for the last 5 years it has taken place near the end of June. www.dowsers.org
• The Canadian Society of Dowsers was formed to provide basic and continuing educational opportunities for members, and to encourage high ethical standards in dowsing practice. It seeks to raise public awareness and appreciation for the art and science of dowsing, and interest more people in developing their intuitive abilities through dowsing. www.canadiandowsers.org
• Welcome to the Toronto Dowsers. http://dowsers.info/toronto/toronto.htm

Contact The Retail Guru today to assist you with any number of business start-up questions, or how to assist an existing business to increase retail sales, attract customers to your website, etc..

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